![]() ![]() ![]() Motoko is considered to be Japan’s first female newspaper reporter and during her time as a reporter, she founded a magazine that was created exclusively for women in Japan. The method was originally created for housewives who wanted to track their spending and save more money. The Kakeibo (sometimes spelled kakebo budgeting method) budgeting method was invented in 1904 by a woman named Hani Motoko and is basically the original saving challenge. You only need some paper and a pencil to get started. This budgeting method is a no-frills way of making every penny count by being mindful of the way you spend. ![]() Saving money challenges and budget templates are becoming more famous by the minute as well. This budgeting system has now become popular in the western world as young adults across the United States are becoming more and more focused on being mindful about their finances. While western societies are infamous for debt and over-spending, the Kakeibo budgeting system was invented over a hundred years ago and has stayed well and alive within Japanese households. This cultural discipline extends to one’s private finances which is actually where the Kakeibo budgeting system comes from. I have always found Japan to be one of the most disciplined and mindful societies the world has to offer whether we are talking about simple table manners or amazing safety statistics with Japan having some of the lowest crime rates in the world. ![]()
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